Q: How many
trade lines can I purchase at one time?
A: There is no limit to the amount of trades you can purchase. You can purchase
one of tradelines or you can mix and match individual trades in the fashion
suitable for your credit needs.
Q: How long
will these trade lines remain on my credit report?
A: Your trade lines will report as "OPEN" on your credit report
for a minimum of 6 months. After that period your trades will
remain on your credit report as "CLOSED" for a period of 2 to 3
years.
Q: How long
will it take for my trade lines to appear on my credit once I make
a payment?
A: 30 to 45 days is the usual amount of time it takes for
your trade lines to appear. However, we make all of our clients aware
that by law the credit bureaus have up 90 days to report any borrower
accounts for reasons such as an over abundance of credit reporting
during a particular reporting cycle.
Q: Is this trade line program legal?
A: Yes, Worldwide Credit and Financial Solutions
and/or its affiliates has the capacity to issue credit to
our clients in all of the programs we offer and all accounts are
verifiable once they appear on your credit report.
Q: Can I just purchase an individual
credit profile number without purchasing trade lines?
A: Yes, you can purchase a credit profile number without
trade lines. The price of the credit profile number without
trade lines is $500.00 and the number is issued to you within 72
hours of receiving your full payment.
Q: Can I purchase more than 1 credit profile
number?
A: Yes, you can purchase as many as you would like.
Q: Is using
an alternate 9-digit number to start a new credit profile legal?
A: Yes, but only for building credit. According to the
1974 Privacy Act you are not obligated to give your Social Security
Number to any private industry or "FOR PROFIT" company. Most
people think they have to release this piece of highly sensitive
information in order to do business with them, but that is not
true. You're only obligated to submit your SSN# for affairs concerning
any federal, state or local government agencies. In some cases,
they can not deny you service either because you refuse to release
your social security number.
Q: Are the results of your services guaranteed?
A: We guarantee our services 100% or your money back!
If your trade lines don’t appear on your credit report
in 90 days we will refund 100% of your trade line payment guaranteed!
Q: Do you
offer credit repair services?
A: Worldwide Credit and Financial Solutions is
a full service personal/corporate credit restoration and end enhancement services
company. We help and assist in building our clients personal and
corporate credit profiles.
Q: Can
you guarantee a 720 credit score to your clients after the trade
lines are added?
A: We can only guarantee a 720 credit score to our clients
who purchase a new credit profile. For clients who add trade lines
to their existing credit, we can only guarantee that your scores
will improve dramatically but any prior negative history on your
current credit report makes it impossible for us to guarantee you
a 720 credit score.
Q: Are these Authorized User
accounts?
A: These are not Authorized User accounts. All trade lines
will appear on your credit report with you as the sole borrower.
Q: Can I apply for anything once my scores improve?
A: Yes, you can and will be approved for mortgages, car loans,
credit cards, etc. Once our services have been implemented you
will have the payment history and credit history to get approved with
any lender or financial institution.
Q: Can I use my new 9-digit credit profile number on applications
that request my Social Security Number?
A: You can use your alternate 9-digit number for all credit
purposes. As long as you have no fraudulent intentions and intend to
pay your bills on time, you will have no problems. If a lender requests
your Social Security card simply switch lenders. Remember you're not
legally obligated to give them your SSN#.